body {
  background: #FFFFFF url(/images/background.gif) repeat-x;
  font-size: 12pt;
  color: #000000;
}
* {
  color: #000000;
  font-size: 12pt;
}
#frame {
  position:relative; 
  width:100%;
}
#contentheader {
  display: block;
}
#contentLhead {
  display: block;
  width:100%; 
  padding:0px;
}
#NavLyr {
  display: none;
}
#FOOTER {
  display: none;
}
#contentleft {
  background: #FFFFFF;
  width:100%; 
  padding:0px;
}
#BENEFITS_BLOCK {
  background: #FFFFFF;
  color: #000000;
}
#box {
  display: none;
}
#contentright {
  display: none;
}
#ads {
  display: none;
}
hr {
  color: #000000;
  height:1px;
}
h2 {
  font-size: 14pt;
}
h3 {
  font-size: 12pt;
}
strong {
  font-size: 12pt;
}